Your voice has a chance to be heard now! visitingargentina.info - we bring changes together.



report scam

Credit One Bank


Country United States
State California
City City of Industry
Address P.O. Box 60500
Phone 1-800-797-4299
Website https://creditonebank.com
Most Useful Comment
  • Mar 21, 2016

Stay away from this so called company!!!!, they approve you for a credit card and never send it, then they claim you used it and have a balance when in fact you never receivrd the card . Then you call and dispute the so called charge and they tell you its all done and taken care of . They then supposedly sent another card that I did not receive m and again therer is more charges on a card I NEVER received, So I call again and again they say its all taken care of, I will this time file a police report on them because this is bogus, they are fake and a SCAM COMPANY if it is an company and not run out of someones house which Im pretty sure it is, DO NOT APPLY FOR THIS CARD !!!!

Mark as Useful [1 vote]

Credit One Bank Reviews

Most Useful Comment
  • Dec 11, 2017

Another Companies

the premier mystery shopping company email big hearted books & clothing inc. choice home warranty total plan mid west national life insurance company of tennessee i love jewelry phone number las vegas athletic club rates 2501 santa fe ave redondo beach ca 90278 account number and pin for family mobile national auto plaza sandy reviews rooms to go clearance center seffner time warner cable 200 gift card america 1st choice home warranty reviews camping world of st. augustine american home shield check status service request truffoire black truffle instant repair syringe global autos cash car rentals

Owed this company about 1000.00 ...borrowed money to pay all; balance off called them to notify and was advised that there was still a balance due..i asked why, was told late postings on my account...so i paid, still advising them to be sure my account was closed...all the while i received many e mails from them also more charges were now present...i called again and was given the run around, only advising me i now had 1 76.00 balance...as of today after 3 calls to stop this i was advised that now the balance was now 139.00 of which i have no idea why since account was closed 3 months ago and credit cards destroyed then...

Mark as Useful [1 vote]
Most Useful Comment
  • Mar 8, 2017

This company is pretty good at scamming people in a new way. Their credit cards, logos, everything about them that I have seen is a clone copy of Capital One but no relation what so ever. Should you get a call, email, anything from them do not ever respond. Especially if they try asking for information to verify an account like SS#, name, address, phone number, etc. Don't give this information to them as they will use it to or attempt to use it to back up whatever claims they have.

Several months ago my phone started getting calls and hangups from an unknown source. I was getting them 8+ times day until I put them on block, then it stopped. Then two months later, it started happening again under a different exchange till I blocked the entire exchange.

The one day a bill comes, and not even my name spelled correctly. I opened it thinking it was my normal card company until I saw the statement with over $400 past due. Looking at the statement, there was actually no charges what so ever except a credit card fee, and some othr fees in opening an account, then a bunch of $30 fees for non payment of their service fees. It was then I noticed the phone number on the bill, the same exchange as the number that had been calling me every day.

This is a credit card scam, and the fact so much incorret info shows it. After talking with my own bank, found out I wasnt the only one who has issues with them and that they get their info from peoples computers that are either infected, browser hijacking, or from buying information from other companies.

If you are getting the same thing, just put RTS on the letter and thats is. I already reported them to the FBC. Do not call them, do not give them information they can use against you later on. And definately do not let them intimidate you into making any type of payment. I have already read stories on here of people doing just that and having their banking accounts emptied out. If you gave them a debit card #, cancel that card immidiately. If you gave them a routing number or checking number or even sent them a check, close that account.

If you have by any chance been tricked into opening an account, pay them with a money order. Do not give them account info of any type because they will take your funds. If you must give them account info, then open a seperate account and only put in what you owe, nothing more except maybe a few cents to keep the account open and only transfer what the payment is.

Lastly, if you have already fallen victom to them, file a small claims court case asap. In Ca they cant use their attorneys in small claims and have lost already to their scams. Don't wait for them to retaliate because they wont use court, they will use arbertration which are basically paid off companies to rule in their favor and many a states enforce those like a regular court order.

Mark as Useful [1 vote]
Most Useful Comment
  • Apr 6, 2016

I opened a savimgs account got a scured visa the deposit was for 1000.00 so they gave me a scured line of credit for 1000.00 after charging my card up to 900.00 i was getting a divorce i asked the bank to pay off the card with the 1000.00 in the savings account then they told me there was no record of my deposit. For alongtime i didnt recive any bills or statements for about 10 years until today 4 4 2015

now today they theathed me by telling i would go to jail that its a felonly it was the credit colltion for credit one bank i woyld like to find my savings account this has messed up my credit and put me throught un needed stress

Mark as Useful [1 vote]
Most Useful Comment
  • Mar 21, 2016

Stay away from this so called company!!!!, they approve you for a credit card and never send it, then they claim you used it and have a balance when in fact you never receivrd the card . Then you call and dispute the so called charge and they tell you its all done and taken care of . They then supposedly sent another card that I did not receive m and again therer is more charges on a card I NEVER received, So I call again and again they say its all taken care of, I will this time file a police report on them because this is bogus, they are fake and a SCAM COMPANY if it is an company and not run out of someones house which Im pretty sure it is, DO NOT APPLY FOR THIS CARD !!!!

Mark as Useful [1 vote]
  • Oct 20, 2016

credit one is a scam

credit one pre approved me for a credit limit of $400.00 I never got the card they called me saying I owed $149.00 they said do u want to use ur credit card to make the payment I told them I hadn't received the card yet how can I owe $149.00 already and be 35 days late on a card I never got. they said its a $75 yearly fee that is now $149.00 because your 35 day late they said they would reverce the charges and send me a new card I said ok two weeks later they called me again saying iam 45 day past due on $149.00 she said I can put it on ur card I said I haven't gotten it yet.plus I was told the charges would be reverced two weeks earlier there was no record of that. I now told them I didn't want anything to do with there company and that I will cut up the card when I get it.they asked if I wanted to close the account .yes I said they replied how do u want to handle the $149.00 u still owe I just hung up.this company is bullshit and iam gonna be pissed if this shows up on my credit.

Most Useful Comment
  • Mar 11, 2016

The credit one bank is ripping me off. i sent them a $100.00 money order,a note telling them to cancel the credit card and i cut the credit card in bits and pieces and sent ii in an envelope back to the company but they have not cancel the card yet because i got a statement today for $1,185.81(2-20-2016) now you tell me how i can be using a credit card when i dont have one since august,2015 and told them to cancel the credit card when i sent a note and a money order fopr $100.00 and the cut up credit card all together august,2015,would ya? i expect them to send me damages reinburshment of $25,000 because they have ruined my credit,used me,abused me,use my name without permission,and using a card and account number i dont know when i cut it up and sent it back to the company august,2015 as god is my witness. i want and expect them to either prove im wrong or send me $25,000 in damages immediately.

Mark as Useful [1 vote]
Most Useful Comment
  • Dec 25, 2015

They send out application/pre approvals with the same style logo and even card choices as Capital One, so the whole time you're thinking you're signing up with Capital One. They gave me a credit line of 400$ and charged me 75$ the very same day I opened the account. I did some research before calling the company and I was horrified with the things being said and the illegal charges this company is doing. How were they ever licensed to do this ?!? This is a SCAM!!!!!!! 75$ !!! And I haven't even used it !! On top of that their interest rate is ridiculously high. As high as the person who came up with this idea. But not as high as those who approved this scam. They are trying to force me to pay these 75$ and I have not even used the card. And they won't let me close the line either. What can I do about this.

Mark as Useful [1 vote]
  • Mar 1, 2018

My credit account was in good standing. One day, I get an alert from my credit report... The balance is way over the limit... Apparently, 3 fraudulent purchases were made in India, and a fraudulent payment, which Credit One processed and then returned, allowed the balance to go even higher above the limit. I called on February 21st to see what happened. An Indian customer service representative told me I was in luck, because he lives in India and knows these companies and scam rings, specifically naming something from the purchase IDs. He said he was opening a fraud report, and taking care of everything. In 30 days, the investigation would be complete, my account would be brought into good standing and the major credit reporting agencies would be properly notified. However, the call disconnected after he said all of this. It wasn't my line - we can subpoena the T-Mobile phone records in court. In retrospect, I believe someone from inside the company cut the line. At the time, I figured he already took care of everything, and if he needed additional information to file the report, then he would contact me. I would follow up next week to make sure everything if moving forward as planned. Several days later, on February 26, I got a call from Credit One billing department... A collections call. The customer service representative told me at first that she had no knowledge of my discussion with the representative on the 21st... But then she got scared when I reminded her the calls were recorded... And we could easily pull up the conversation I had on the 21st... She retracted her statement... Started to filibuster... And that's when things got weird. After being on hold and transferred to supervisors (4 hours in total I took off of work for this). I was told that they could no longer verify my address because it showed I lived in New Jersey... I have lived in the same California address since I opened the account... This means that after my conversation on the 21st, more fraudulent activity was happening... Including locking me out of my account and changing my personal information... I've changed my password several times in the last few weeks, and I use a unique password for Credit One Bank... Meaning no hacks of my Google or other accounts could reveal the password for Credit One Bank... The hack was on Credit One alone OR someone inside the company did this. I caught them lying on recorded calls several times. Please, I filed bankruptcy last year and it was a very difficult process. I've bent over backwards making sure all of my payments are on time and my money is right. Now, this company is holding me hostage. They said in 30-60 days the investigation would conclude... And if it returns in my favor, then they would credit my account... And notify the credit reporting agencies... But one supervisor hung up on me because... He asked me how old I was... And I said my birthday is... Then he asked me... Sir, how old are you? I said, excuse me is this a joke? I gave you my exact birthday for verification purposes. Then he said, sir if you're not going to cooperate I'm going to disconnect the call... And before I could say wait, wait I'm 31 years old are you kidding me... He hung up. It feels like they're messing with me. Several people lied to me from India, the Philippines... No one from the U.S. ... I haven't spoken to a single U.S. representative... I am not going to sit idly by while the billing department has me in collections... And they told me they are two separate departments... The billing and account services departments... So, if there is a fraud investigation on my account... they don't communicate and I will still be harassed by collections. So, I said no, I legally do not allow the billing department to contact me at this time and you must go through my attorney. Then I called the account services departments immediately after and they told me they couldn't discuss my account because there was a flag for legal council. I said, how? They said they weren't legally allowed to tell me how they knew I requested legal representation for the billing department... And then retracted their statement... That the two departments are actually one and the same. I have the names of all Credit One executives. I will declare full legal and financial war on these individuals - not the company - if my credit score suffers one iota from this fraudulent and corrupted scam ring in East Asia. As God as my witness, I will rid all of America from every single corrupted banker - or I will die trying. What they are doing to me and countless other Americans is beyond unethical - it is criminal. And they will not in prison or I'm not an American. Excuse me for being passionate. These people are threatening my ability to eat and feed my family, so I believe a bit of righteous anger is well-deserved.

  • Feb 28, 2018

Received a offer for a credit card so I decided to fill out the application and see what happens. A little while later I receive a credit card with a $400 limit. I put it in a drawer and forgot about it. Well, I then get a bill in the mail for $75 for an "annual fee". I was surprised but I probably missed it in the fine print when I accepted the offer. Well I go to the website to pay the insane fee and to cancel the account and there is no where to cancel it. Then I try to pay the bill and for me to use my PayPal debit card they CHARGE $9.95. Can you believe that? They actually charge me for me to give them money!! Insane. Well I wrote on the paper bill that I received that I wanted to close the account, that I am paying them ZERO and that they can sue me for the $75.00. What a rip off!!

  • Feb 23, 2018

I had this card for two weeks. Didn’t charge a single thing on it. I went online to set up the account, and I kept getting error messages due to problems with their web page. Finally got set up. When I tried to pay my bill online, they charge you $10 if you want to pay your bill with a debit card. That was way too much for me.

There is no way you can send or talk to a customer service person if you have a complaint, so I had to call the stolen card number. Got transferred twice to other departments (all in India). Finally had to talk to a supervisor who could do nothing for me. He could not even close my account. I had to pay the $75 annual fee (which I did). This card and this company seems predatory and uncaring.

  • Jan 6, 2018

Hi, it was three days before christmas when I saw my bank account in a negative balance. It show is was from CreditOne in a total about of $1,659.78. I call my bank first to see what was the problem and I was told that two separate charges came from CreditOne $982.38 and $677.40, of course I got two overdraft fees along with this. After alerting my bank, I proceed calling CreditOne about this. I spoke to a lady, whom she didn't want to give me her name, I explain to her about this situation. She said that "I made two payments for my account online." Why will I make two large payments to jeopardize my account and to pay fees? Makes no sense. She investigated more and found the transaction for $677.40 is not showing in my account but I got debit for it. I told her I have it shown in my account. She told me that I have to send in a banking statement showing the charges. I went to my bank, SunTrust, and they help me with that. I highlighted the charges and the fees with it, first I made sure it was clear. I mail it to them on the address she told me. I don't understand why they don't have a fax number or prove an email address to help their customers. I've been with them 2 1/2 years and didn't have a problem until August 2017. After a week waiting, my bank credit my account under "No Authorization Refund" and that my claim isn't honor. I login into my CreditOne account to see the progress and what it looks like, they close my account, in which I can't see nothing on it. I believe they did fraudulant activities, it is sad that they hit my account 3 times, blame me for it and don't want to take responsibility for it.

  • Dec 28, 2017

I applied for and received my credit card from Credit One Bank. I was able to log in one time to my account.

The website for this card/banking organization is down and has been down since I tried to log in that one time. Repeated phone calls to the organization went unanswered or if answered, they were responding with written scripts and did not deviate. I could not get to a supervisor or manager to discuss my account. I cannot view my account online, I cannot access my account online, I cannot make a payment online, I cannot cancel my card online.

  • Nov 10, 2017

At the beginning, the Company does not send the first monthly statement. They send the second statement with late fee and interest. So I paid the fee and quit. Do not do business with this company. All employees are housed in a call center in India.

  • Nov 1, 2017

I am a Hurricane Harvey victim so I've called all my creditors for assistance with my accounts to prevent damages to my credit. Due to Insurance and FEMA delays, I haven't received enough funds to repair my home so I am living from my son's home to my daughter's home. This is a very stressful and frustration time for everyone in Houston with most of us having difficulty with Credit One Bank Credit Cards. I called Credit One Bank in September and October 2017 to assist my credit cards because funds were not available. All available funds were used to start repair on my home so I could move back in it. The representative told me they would waive the minimum payment for September and October but did not honor what they told me. I started receiving collection calls from Credit One and the representatives wasn't aware of the agreement.

Therefore, I called Credit One rep and was told I needed to make a payment because it was past due. I explained to representative for 10 minutes what was agreed upon and they were totally clueless. I asked for a supervisor for 5 minutes with the rep. refusing to get a supervisor. I spoke to supervisor and was told someone dropped the ball because no one follow through with the account correction. I called Credit One Bank again regarding the October payment being past due and was told the same as last month but did not follow through. Now my October payment is past due again so I called Credit One again. The representative stated your account is 12 days past due and I asked how is that possible when the payment was to be waived for October. Each time they saw the notes where they told me it would be waived but would not honor the agreement. I asked to speak to a supervisor (Erika - ID# 313490352) where she told me Credit One was waiving September and October minimum payment for the Hurricane Harvey victims over 3 times. I explained to her how frustrating it is to call a creditor and promise to do something then do not follow through or go back on an agreement.

This unprofessional and deceptive way of treating the customer adds to their stress and frustration which makes the bank untrustworthy. Erika got upset then told Credit One only waived September payment for Hurricane Harvey customers after telling it both months. So she told you need to make the 10/19/17 payment because would not waive the October payment previously agreed to. I asked to speak with someone in Corporate or her Manager and she refused to do either. She says I will send a ticket for a callback and I requested the ticket number (161872) for someone to call me back. THAT IS UNACCEPTABLE!!!

  • Oct 25, 2017

A transaction was on my account for a internet Las Vegas payment.. Which I live in Colorado..so I called and explain..and ask to remove it..after I even research in line on the same matter people was having.. His response was I made a payment on line..I told him I did not.and I was going to report them..and I will destroy my card... How can this be legal and effect my credit report..I'm so mad for them letting this happen.

  • Sep 26, 2017

Credit One began sending applications for their so-called pre-approved credit card last year. We threw them in the trash and did not respond for obvious reasons.

However, we began receiving bills from them, despite the fact we had not opened an account. We called and they finally cancelled the account. We called again after receiving a billf or just over $1. Supposedly they have removed that chage as well.

It is time that someone take these idiots to court with both CRIMINAL and CIVIL charges. Perhaps the Federal District Court of New Mexico is appropriate.

Why wouold these idiots blatantly violagte federal and state law? Must be making a profit substantial enough to cover the law suits.

  • Aug 31, 2017

I recieved several change of address letters in the mail and I responded to each letter telling them I do not live in Miami FL. They sent someone a credit card with my information on it anyway. This went on for a week. Now they won't give me an answer of why they sent out a card without my consent.

  • Aug 16, 2017

I am a mortgage loan processor, I have a client that had a credit card from this bank. My client has been working the past few months on building his FICO score up to purchase a home.

I sent this bank a borrower signature authorization me to speak on his behave. MOST bank allow you to fax it in. NOT this bank even though at first they gave me the fax number to send in the authorization. I call a week later and was told I had to MAIL it in, they didn't accept them via fax.

Then I was told to send a letter explaining a late payment I did. My client tried to set up auto pay with his personal bank, but it didn't work the first month on this account. As soon as he realized the payment hadn't been made, he paid the bill completely off. I sent a letter explaining the situation as I was instructed to do so by the bank representative and that they would remove the late notice from the credit reporting agency. I call back today got another customer supervisor on the phone and was told a different story they would not reverse a ONE month late from this client reporting agency. I do this for a living I would suggest NO one get a credit card from this bank. It is not worth the risk of your FICO score Most reputable credit card company would not treat their customer like this.

  • Aug 3, 2017

Credit one bank charged me $782.53. I paid them and they sent a collection agency after me Midland Credit Management, Inc. It is the same company and they say I have to pay $782.53 I already paid in 2016 and this is 2017. They say my account with Credit one bank is closed, but that is a lie I still have there credit card. It doesn't help your credit report. They are con-artist. Don't get this card. It says on bank statement I paid.

  • Jul 13, 2017

I had 2 Credit cards with this company and had no trouble with them until I didnt use the cards anymore.

I started to get a monthly bill for $2.50 on the one and $15 on the other for no usage. Then when I

would call to pay the bill they wouldnt accept a debit payment unless I paid a rush fee of an additional

$15 to process.

I eventually called to complain about the charges every month for non usage. Credit One reversed the

charges and put me to a zero balance and said they were sorry.

In June 2017, I got another $15 bill for non usage. I called and cancelled the cards. Credit One

reversed the charges again and credited both my accounts. They even told me there would be no

service charges until after Sept 2017. The very next day after this call Credit One billed me again

for another $15 service charge and listed it as a late fee.

I called them last week and cancelled the cards for which they were angry about. They told me

I missed my payment last month and I owed them.They nicely demanded a payment for which I said no.

3 days later, I called to pay the late fee and be done with them. They now tell me i owe them

  • Jun 15, 2017

This company uses the name "Credit One" they make it look like Capital One.

the sent an offer charged 46% fees for activeity and late fees whenthey were paid in advance of due dated

and had people from india call 4-6 times daily after they saffirmed i was current

  • Jun 7, 2017

Ive paid my bill on time with credit one bank since I opened the account. I switched banks and could not log in to my account to update my records. I called them (after 30 min on the phone) finally got access to my account. Put in new info, it did not take the info even though it said it did. several weeks later I get a hit on my credit monitoring saying my account is 30 days late (mind you I have perfect credit) this dropped my credit score 150 points. My feeling is they make it difficult for people to make payments in order to charge late fees and interest. I have been on the phone with these guys for hours trying to work this out and to no avail. On top of this last year they double billed me for an entire months worth of transactions and it took 4 months to get it resolved. If you open an account with these crooks beware. I have paid this account off and it is now closed I am glad to be done with these scammers but it was such a complete waste of time and money.

  • Jun 7, 2017

Call the company several times and got three different people to help me. this sounds like a foreign company using an 800 number. the website is bogus and you can no longer log on to check your statement. this is a big scam and every one should not use this company. i am no longer paying this company until further notice.

  • May 31, 2017

I was fraudulently charged late and service fees after the account was paid in full. This occurred just 4 days after I spoke to CSR who removed all fees. Upon reviewing the balance online through their website, I noticed though fees were credited back to account, they then charged me additional fees. I then called the 800 number and after an hour and a half clarifying their mistake, they agreed to remove all balances on said account; with the exception of $5.96 which I paid through my debit card, as they would not allow check payments. I then called back, one day later to verify that everything was correct and this particular CSR told me they could not honor the latest waived balance. Knowing that their accounting procedures are deceptive as well as unethical, I am compelled to expose their practices. Please note they do not allow any email correspondence or provide on line message service through their website. This is unacceptable and I'm furious!

  • May 27, 2017

I have a credit card threw CreditOne. I used to make my payments ussing my bank debit card. They made a change to that and are now charging $9.95 to use bank debit cards now to pay the monthly credit card payments. They set it up this way. They would deposit 2 small amounts to my bank acount to prove that was my acount. They said for me to wait 5 to 7 bisiness days for the 2 deposits to enter my bank acount. My acount threw them showed I had made two payments threw my bank acount so I asumed everything was set with them. Yesterday it showed I had only made one payment to them. Then today it showed no payments had been made. I did as they told me to do, that was to wait for the 2 deposits they would put into my bank acount. I called them today to find out why they did no receive my money from my bank acount. They told me they put two payments in for payment threw my bank and they were retunred to them unpaid. They shut my credit card off and told me I would have to go to my bank and get paperwork from them to prove that is my bank acount. Then I was told to send that paperwork to them and they would turn my credit card back on. Not going to happen. I had called to find out what went wrong and to make a payment. This is the best part. They refused to take a payment from my bank acount. They did take a payment from that acount threw my debit card that is the same bank acount. Oh realy. They made me pay the $9.95 to use my debit card to make a payment. They shut my card off saying I was to blame and they would not accept money from my bank acount. Then they turned right around and accepted money from that acount but I had to pay them $9.95 to take my money. They are scamming people out of $9.95 every month to make a debit card payment. They do that by making demands for bank imformation that I and I am sure lots of other people will not do that. I look at it like this $9.95 a month times 100,000 people is one huge rip off. They belong in jail and I hope somehow that will be done. A cheater is a cheater no mater how you spell it. A cheater is also a crimenal who belongs in jail.

  • May 22, 2017

I had an account that became delinquent. I applied for the credit card as an individual - NO co-applicant. I did request that my husband receive a card as a card holder ONLY. My husband just discovered that the delinquent account was also listed on his Equifax credit report! Since I applied with no co-applicant, the only social security # listed on the application was mine. I don't know how they got my husband's ss #! They have committed fraud since they are also holding my husband, as ONLY a "card holder", responsible for non-payment AND surreptitiously acquired my husband's ss #. My husband and I couldn't communicate with the "collector" because of his dialect. BEWARE to those who are researching Credit One's integrity, remain fortunate and DO NOT open an account with them!!

  • May 9, 2017

Credit One Bank creates what apparently are bogus credit card accounts, sending me a bill for $75 for annual fee for a new card, yet I have never received a credit card from Credit One Bank. Their "customer service" is an offshore group that struggles with speaking English, and far too often disconnects the phone while you are on hold.

Evasive and otherwise vague with their information, the representative reads from a script that the card is due to arrive in 7 to 10 days. I am now waiting for the second card that was allegedly sent out to me, even thought I have never received the first credit card nor this new credit card.

They pump you for all private information for "security purposes." I wouldn't be surprised if this is an identity theft phishing scam. Google the company and the CEO, etc. and you will see how fishy the whole thing looks as a company, etc.

  • Apr 27, 2017

I call my lost card in as soon as i lost the card. The time was around 7:18 PM on 04/05/2017,

but The Company says the only report was when I called to find out how long if would be before i receive my next card.

O 04/14/2017. I am beliving that some FUND$ where missing, by what was indicating of my fund's i did have before I lost this card.

Now!!! When I mdade my 1st repord. The call from the company said that"THIS PHONE CALL IS RECORDED.

The date is above incluing the time. PLS!!!!! Someone do the MATH.

  • Apr 12, 2017

They are always adding new charges. Every time I check my balance they have taken anywhere from 10 to 20 dollars. Example: I checked my balance on Tuesday and it was 67 now it's Thursday and my balance is 55. I need help.

  • Apr 11, 2017

Lied and said they call my phone and someone told them I was dead. I called to notfiy them and the sent me threw so my red tape it stresses me out. Damage my credit score by sending it to collection after the said they was going to look into it.. It's more to it bit I'm so stressed out till I rather explain it more it details to a lawyer.

Credit one bank Credit one bank credit card Said someone call and said I was decese and put my information in credit burue and lowered my credit score never ask for proper information from whoever they said called them I called to check the status of my card to pay the bill and that's what I was told for a representative on the phone than I said that couldn't be cause I'm alive and not dead and ask what is it I need to do about this they said well at this point you can send in or fax a copy of your id or licence so I fax it to them than they said that was enough they was sorry and they need me to go to the norty and get and authorized letter statement saying I'm not dead I said we'll I don't have money for that so we went back and forth so I said ok I'll get the latter but I have to get the money they said they going to work with me because of the mis understanding but when I got ready to send it I found out they sent it to the credit burau and damage my credit score. They never to the time to ask the proper question the went of a wif of what someone told them didn't get the person name or any information at all but sent me through so my red tape until it was rediculouses and I'm so stressed out and drained with what they did to me cause I was only trying to Bill my credit and I believe they are lieing cause they told me three different stories first they said they called my phone and was told that than they said someone call them so until the remove it off the credit I will push forward to sue they assess PO box 60500 city of industry CA 91716-0500 Nationwide (CalCredit one bank Credit one bank credit card Said someone call and said I was decese and put my information in credit burue and lowered my credit score never ask for proper information from whoever they said called them I called to check the status of my card to pay the bill and that's what I was told for a representative on the phone than I said that couldn't be cause I'm alive and not dead and ask what is it I need to do about this they said well at this point you can send in or fax a copy of your id or licence so I fax it to them than they said that was enough they was sorry and they need me to go to the norty and get and authorized letter statement saying I'm not dead I said we'll I don't have money for that so we went back and forth so I said ok I'll get the latter but I have to get the money they said they going to work with me because of the mis understanding but when I got ready to send it I found out they sent it to the credit burau and damage my credit score. They never to the time to ask the proper question the went of a wif of what someone told them didn't get the person name or any information at all but sent me through so my red tape until it was rediculouses and I'm so stressed out and drained with what they did to me cause I was only trying to Bill my credit and I believe they are lieing cause they told me three different stories first they said they called my phone and was told that than they said someone call them so until the remove it off the credit I will push forward to sue they assess PO box 60500 city of industry CA 91716-0500 Nationwide (CalCredit one bank Credit one bank credit card Said someone call and said I was decese and put my information in credit burue and lowered my credit score never ask for proper information from whoever they said called them I called to check the status of my card to pay the bill and that's what I was told for a representative on the phone than I said that couldn't be cause I'm alive and not dead and ask what is it I need to do about this they said well at this point you can send in or fax a copy of your id or licence so I fax it to them than they said that was enough they was sorry and they need me to go to the norty and get and authorized letter statement saying I'm not dead I said we'll I don't have money for that so we went back and forth so I said ok I'll get the latter but I have to get the money they said they going to work with me because of the mis understanding but when I got ready to send it I found out they sent it to the credit burau and damage my credit score. They never to the time to ask the proper question the went of a wif of what someone told them didn't get the person name or any information at all but sent me through so my red tape until it was rediculouses and I'm so stressed out and drained with what they did to me cause I was only trying to Bill my credit and I believe they are lieing cause they told me three different stories first they said they called my phone and was told that than they said someone call them so until the remove it off the credit I will push forward to sue they assess PO box 60500 city of industry CA 91716-0500 Nationwide (CalCredit one bank Credit one bank credit card Said someone call and said I was decese and put my information in credit burue and lowered my credit score never ask for proper information from whoever they said called them I called to check the status of my card to pay the bill and that's what I was told for a representative on the phone than I said that couldn't be cause I'm alive and not dead and ask what is it I need to do about this they said well at this point you can send in or fax a copy of your id or licence so I fax it to them than they said that was enough they was sorry and they need me to go to the norty and get and authorized letter statement saying I'm not dead I said we'll I don't have money for that so we went back and forth so I said ok I'll get the latter but I have to get the money they said they going to work with me because of the mis understanding but when I got ready to send it I found out they sent it to the credit burau and damage my credit score. They never to the time to ask the proper question the went of a wif of what someone told them didn't get the person name or any information at all but sent me through so my red tape until it was rediculouses and I'm so stressed out and drained with what they did to me cause I was only trying to Bill my credit and I believe they are lieing cause they told me three different stories first they said they called my phone and was told that than they said someone call them so until the remove it off the credit I will push forward to sue they assess PO box 60500 city of industry CA 91716-0500 Nationwide (Cal

  • Mar 21, 2017

On January 17th we noticed his credit card payment was withdrawn from his checking account for the amount of 133.99, to CreditOne. However, when he checked to see if he had credit to his card, the payment never processed, even though credit one had withdrawn the money. He has contacted their customer service, mailed them the appropriate bank statement, and they responded with a letter stating they could not trace his information and they need more paperwork. They also made it his duty to submit creditone 'trace number' to his bank, even though he had a statement from the bank saying that creditone took the withdrawal from his checking account. Three more phone calls later, customer service said 'I don't know' and 'sorry, we can't help you'. It was the same agent all 6 times we called. He is from India, and so was his 'supervisor' which leads me to believe that this company is operating outside the US. We have lost a total of 556.00 so far, because we went to make a payment a few days later (we just want to close this account) and they withdrew 307.00 from his checking, once again without applying it to his credit line. The money simply disappeared according to them. Note, they will NEVER give you their name, and they will act like they cannot hear you. Filing a complaint with the FTC, the dept of consumer affairs and the banks. Beware of CreditOne also, because we have had some strange inquiries on his credit reports, after these issue began. Do not recommend

  • Feb 22, 2017

This is a terrible company. I was a customer for over two almost two year (since 8/8/12 to 02/23/2014. I had a mastercard a.By January 2013, I made a payment in full For US 460.00 but number was of my bank account was wrong or mistake by Credit one when they process the payment, therefore the payment where return. Credit one charge for this operation a returned fee of 35 .. charging the annual fee of 79 dollars and close my account

Giving me days to 30 days to pay in full. Several times I tried to call Credit one to solve the problem but no body give the an answer.

Finally i paid before the 30 days US 460... but becouse the 35 and the 77 dollars this amount increased

When I did this, Credit One unbelievably closed my account . They transferred from one representative to another informing that they could not reopen my account, but instead invoked their collections department to obtain payment. The terrible thing is that my bank, showed that I made payment.. Not only that, Credit One close my account they report as a Charge off in my credit report .

  • Feb 18, 2017

We do not have any accounts with Credit One Bank and yet they hacked into my checking account from another bank and took 406.00 from us as a preauthorized payment.

I do not have any dealings with this company.. this is fraud!

  • Jan 18, 2017

Credit one bank creditcards are huge ripoff, adding hidden fees last second to put you over limit so they can charge you more money . I thought something was funky at first but ignored it, bad choice !!! My limit was 500 and i never went over it, but when i got thu online it had a limit of 900 and my balance was 876, what ?? where did that come from ? they charged a fee for credit line increase ? good luck trying to access your account online, it wont come up so you never know whats going on . they have no offices in us, customer service is routed to india, cant understand them . run away from these guys, their theives, dirty pool playing creeps monte

  • Jan 14, 2017

SINCE WHEN IS THIS A REQUEST WHEN THE CARD HAS ALREADY BEEN APPROVED. Sounds very fishy to me so i will be shredding the card and not sending any more information to them.

Credit One approved a credit card for me. I received it and tried to activate it

but when i called they informed me that i needed to send them a copy of

my Drivers License and or My State ID plus a copy of a utility bill with

my name on it. I have never had to supply this information to any credit card

before, so i am not going to do so now, just because it is not the usual thing to

do when you activate a card.

  • Dec 31, 2016

What a scam. I send automatic payments from my bank to theirs. I still owed an additional $29 by 12/31/2016 due to underpayment. I cannot pay online through their website, it kept kicking me out back to main page. I called 3 times to customer service, one hung up on me, the second said they cannot accept an additional payment over the phone because I’ve already paid earlier in the month, I would have to mail it in (and get hit with a $35 late fee per their website), then they said they would have to charge a $9.95 processing fee for a payment over the phone…I wouldn’t be calling them if their website payment system worked. Called 3rd time and asked for supervisor, took 11 minutes to get a stupid $50 payment posted to my account but “we’ll waive the $9.95 processing fee by phone this one time”. Well, fix your website so people can pay online. This is how they get extra fees…make it difficult or nearly impossible to pay so you get hit with late fees and processing fees. We need a class action lawsuit against these people.

  • Dec 30, 2016

Had a credit card thru credit one last year..

brother passed away, flew to alaska for 6 months to help out then finally home.

made arrangement with credit one and tried all I could to make all payments on time.. which were a year before, and even beat the due date

then this with my family..

so they could not give me more time to make payments which I owe less than 500.00 and so now

I get the letter from machol & johannes llc denver about payments

and how they have bought my payments..

so now still with no cash, filing bankruptcy I am forced to deal with my attorney to deal

with their att? for less than 500.00 which could have been taken care of.. with payments I could have made, and them not squashing my card..

remember

I never missed a payment// before/ for over a year

always on time if not early.. then this

so bankruptcy here we go

  • Dec 13, 2016

I received mail from them with a capital one logo in it i was certain it was legit had a link signed up boom approved 300cl? Email pop up credit one card will be received in 10 days

  • Dec 6, 2016

Make sure to read reviews I sure wish I did. I just applied for the Credit One Bank and said I was approved $400. I got my card on Dec 3, 2016. I used it one thank God for that and hopefully there is no more sneaking fees after this. I seen on my account that I was charged $75 annual fee, which was not mention in the application. Well I found about this on Dec 5, 2016, so I contact them. Then first guy told me that he can close it out without helping me. Then as I stress my situation he hang up on me, so I called back and another person said well it is on the application and by the way there is a $8.95 monthly fee. WHAT! I have Capital One great company. NO annual fee, NO monthly fee, great customer service. Oh an only been with them under a year and got 3 credit increase from 400 to 1150 now and my credit is not good. I so called was speaking to a person by the name of Derrick ref# 4190736, which sound nothing like a man, so I believe thats lies. Bottom line is horrible customer service, sneaking with saying that the annual and monthly fees were on the application which they were not. They said they will closed my account we will see. I will never ever do business with them again. They are lucky to even get 1 star from me.

  • Nov 24, 2016

To Whom this may concern,

My name is MIca Victorian-Holland I have been a member of Credit One Bank for a little over a year. Recently my credit card as restricted and since i have been denied credit by the company because of bank verifications that they are requesting to prove i own the accounts that i paid my bill with them with. My account with Credit One Bank is 0 and I have faxed them numerous times verification letters from the different banks I bank with and have checking accounts. Credit One Bank denied recieving the faxes sent from other finacial institutions and accused them of screen shooting pertinent information they requested to verify payments maade to them.

Credit One bank then requested a phone conference with each of the banks and had a phone conference with two lcations Family Postal Credit Union and First National bank who were able to approve that I own the accounts. The Next day Credit One Bank Rose in Corporate office Las Vegas, Nevada says that the conference call as meaningless and can't be used verify the account is mine. Credit One Bank uses tactics against poor people to get them to give the infomation that is both against the law and overly aggressive to establish payments made to pay off credit with them. If you don't keep a balance on your card so that they can make interest off your account they deny you credit in everyay possible. All Banks that I tried to get validations letter sent from was unfamiliar with the tactics used against paying customers. If there is anyone out there that can help me keep my credit card please help. It's hard enough to get approved for a card then have your credit ripped away from you without cause.

My name is Mica-Victorian Holland victorian_mica1975@yahoo.com Wichita Falls Texas resident.

  • Nov 21, 2016

Robert DeJong

Credit One Bank/CEO

585 E Pilot Rd, Las Vegas, NV 89119

November 21, 2016

I am in the process of trying to rebuild my credit history.

I received your offer of a pre-approved credit card earlier in November 2016. And as your offer came in the same mail with my parents’ Capitol One bill, I mistakenly thought your company Capitol One and applied for your card. This has proved to be an enormous mistake on my part.

After realizing my error, I immediately started researching your company Online. What I found filled me with dread. It appears your company is well known for its predatory lending practices. I found complaints in the thousands providing proof that Credit One Bank does not only NOT subscribe to the cleans hands doctrine, but that Credit One Bank is guilty of the bait and switch law as well. To add insult to injury, it appears your company ensures its victims are unable to cancel your credit card.

This correspondence serves to puts you on notice that I am cancelling this card. It has never been activated, will never be activated and in fact has been shredded.

However, since it was my mistake I am enclosing an U.S. Postal money order in the amount demanded. I do not expect to keep paying for this mistake over and over, year and year out due to your vulturine lending practices. I will fight for my rights as long as necessary and with every agency whose mission it is to protect the American consumer up to and including the Supreme Court.

Several sites on the internet has hundreds of complaints of the inability to cancel this card. As after the bill is paid in full along with requests for cancellation, your company charges one cent, thereby ensuring the bill is never paid in full and can then charge the victim the annual enrollment fee, late fees, or any other (in) applicable fees your company dreams up.

While none of the above has happened to me to date, I am positive your company will use the same odious scam tactics on me that you have used on thousands of others. Therefore, this letter is a peremptory notice not to.

Credit One Bank employs the age-old schemes of cheating, stealing, and separating the poor from their hard earned funds all the while appearing law abiding. It is not law abiding. It is unethical, it is dishonorable, it is corrupt, and it is quite simply immoral.

In an effort to protect myself from your corrupt practices, I have also contacted the agencies listed below with my complaint. And I call on you, Mr. DeJong, to conduct yourself as a principled businessman as opposed to one who is unscrupulous.

Because: “The only thing necessary for the triumph of evil is for good men to do nothing.” - Edmund Burke

  • Oct 22, 2016

I called the company 16 total times to pay off, close account, get a refund of my 600.00 security and was hung up on 100% of the time. On 10/21/2016 i called the company from my phone 14 times, my boyfriends phone twice. Each time i was hung up on. The first 5 or so times i thought it was a problem with the connection. After, when i spoke with a man, explained i wanted to close the account, he pretended to transfer me to 3-4 so called managers even though it was the same man each time. He finally tranferred me to a woman named michelle who said she closed my account after asking me if it was ok to charge my bank the 52.20 remaining on my account. Then when i asked for a refund of my 600.00 security, she told me she could not hear me, the connection was bad and for me to call back, then hung up again. I spent two hours and 16 calls trying with these people. I am livid that a company is allowed to function and scam people in this country. Not only would they refuse to talk to me about the refund but the account still remains open. So they can continue to charge me interest i am sure. I have contacted the bbb to intervene. Horrific company

  • Sep 27, 2016

I have had 2 credit cards with this company, Credit one bank. All went smoothly until I got a late paymrnt. Since i don't get late payments i called and they said it was "receivd" late. I paid it, signed up for esign or some such thing where I would be paperless and they would send me an email when the payment is due. Nothing. At 70 i have days where i forget things. I started writng everything done and it dawned on me I had heard nothing from these folks. I went online and it said I had a payment due 10/18/2016. Since that didn't sound right I called the collection department. They told me i owed for September! So if I pay before 10/18/2016 all will be well. i know They will hit me with a another late charge but there is nothing i can do. I closed both accounts and about an hour leter i got a call from Manilla saying I needed to make a payment. This is truly a bad company. When I asked to be transfered to an Amercian they hung up. Some girl named Kate. I asked to have the next payment emailed to me so i was aware of when. Still nothing. The company sucks and the management sucks. I will send this off, as well, to the FDI and the AG of their state.

  • Aug 29, 2016

I called the voiceline to get my available balance. I was at Walmart get groceries that totaled $26.17. I had already checked my balance previously $14.00 cash advance $14.00 purchases. I tried to use the two together approximately totaling $28.00. The manager had to ring it up. But my purchase was still saying DECLINED! (THIS WAS EMBARRASSING BEING DENIED WHEN YOU KNOW YOU HAVE A CERTAIN AMOUNT ON MY CARD). I called customer service after leaving the store MAD! .Customer Service stated that my card cannot be used for another 24 hours. I waited 24 hours. Still was DENIED! I tried to call the contact number listed to check my balance.(COULD BELIEVE WHAT I WAS HEARING) I the office is currently CLOSED! All I wanted to do is "CHECK MY BALANCE" VERY VERY VERY ANGRY CARDHOLDER!!

  • Aug 9, 2016

I thought this was a legit company. once I said things that they did not like they closed my account. I did not authorize it they said the calls are being recorded I asked them to play the recordings back to prove that I did not authorize it they will not answer my phone call form my number or once I put my social in they say it's no one able answer my phone call try back later and. therefore I am filing a complaint against them.

  • Jun 25, 2016

Credit One had conducted a fraudulent advertising to the public by offering $1,500 credit line, but in reality this company only sells $300 for a huge amount of fee charge. Credit One uses a call center in India, dislosed the US citizens personal files such as SSN and physical residence to foreigner countries. Credit One also conducted a illegal telemarketing teams oversea calling to sollicitate their fraudulent businesses.

  • Jun 7, 2016

I was locked out of my account due to error in bank account number (same sccount number I've paid thru for the past eight yesrs) Atempted to pay the account off, was told I could not because I had already made 4 payments on the account in the past month; told to pay off aftger 6/4/16. Tried today; same response. transferred to supervisor, who was unaware I could hear her end of the transfer- 2x she said she would be disconnecting the transfer. Unmfortunately for her, the transfer went thru. Her name is "Aharnic". Tried to pay thru her, same thing, cant accept,; finally told her rather than wasting anymore of my timne trying to pay them, I'd be filing a class action suit. None of the representatives I spoke with spoke English. I could not even get a proper location- all I was told is that they are "offshore"

Really need to dispute this entire account with the credit card company themselves.

  • Apr 16, 2016

So I went to the website to pay on my Credit One Bank credit card, and found that they actually charge you to make a payment. How is this even legal? Its a $3.99 processing fee. Really? $4 extra to make a payment? So, I took the $4 off of my intended payment. And their employee's.....wow! Rude, demanding, harassing, and very intrusive questions they demand answers to. In less than a 36 hour period, I received 11 calls. And this is after I had made payment arrangements. I hope the Saudi's aren't using this money to support terrorism.

  • Mar 8, 2016

I have been trying for 3 weeks to purchase some software from Ashampoo.com. I have done business with them for some time. CreditOne Bank decided that I can no longer purchase from Ashampoo and after many calls and assurances, I am still unable to make my purchase. I called their "Customer Service" number (which is in India) and eventually got a Manager named 'Michael'. He assured me I could go ahead with my purchase this one time. While this resolves my immediate problem, I will not be able to buy upgrades or renew licenses after this. I did some research and located their headquarters in Las Vegas. Upon calling the banks headquarters I was told that there was no fraud restriction regarding Ashampo and the representative cleared my account. I was told I would be able to complete my transaction within 24 hours. We'll see what happens. Updates to follow.

  • Jan 15, 2016

I applied for the card but did not activate or use the card until a few weeks after receiving the card. A few days after using the card i received a late fee for a bill due only a few days after activation/using the card. I paid that fee and continued to receive inexplicable fees for an internet payment and its fees located in las vegas nevada. I have never been to las vegas and do not have an internet service other than that of my phone service provider.

Upon contacting the company about the fees they proceeded to tell me they are fees for using their services. When asked to cancel the account i was told i would have to pay a fee to cancel as well as another fee to pay my balance in full. They still have not canceled my card nor stopped adding on fees to the so called cancelled account. When calling to inquire several times i am on hold for 30 plus minutes and disconnected time after time.

  • Jan 8, 2016

This is quite simply the truth. Credit One failed to close my account that was paid in full. They subsequently opened three additional accounts deceptively without my permission. Their lawyer, Narine Yenovkian, who is in house, said it would take at least 30 days to investigate because she could not access personal accounts. She goaded me into arbitration, which could cost them $50,000 or more. But this time Credit One will be facing FTC, OCC, CFPB.gov complaints. Arbitration would be great in Jams since Narine yenovkian is a Canadian self taught attorney who cannot legally practice outside of Nevada. Now come get me Narine Yenovkian. The truth is.not defamatory. Sue me. I dare you.

12

Write a Review about Credit One Bank