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Chubb, Perennial Care, UCA, MultiPlan

Country United States
State Alabama

Chubb, Perennial Care, UCA, MultiPlan Reviews

  • Feb 1, 2018

During open enrollment we were searching for a health insurance plan. We called blue cross so we thought) and received a call back from "them" and the guy on the phone convinced us to go with a different insurance plan that was being offered through chubb. He said the rates were way lower because they don't offer pregnancy or substance abuse services with this plan. We were told it was a ppo. He had all the right answers to the questions that we asked about co-payments, benefits, labs, wellness, coinsurance, etc.. Now that we actually had to attempt to use this so called insurance we find out that it's a total scam and is not insurance. It's supposedly a medical discount program. Even if that's what it is, it only took $20 off of our daughters doctor visit and our doctor couldn't get ahold of the company on her second visit. So we lost over $1200 to premiums, just to get $20 off of our doctor bill which still had us playing $90 for visit). We can't get ahold of "them" to cancel so we had to get a new credit card issued to stop future charges. Now we are screwed because it's out of enrollment time and we don't have a qualifying life changing event so are now forced to get short term medical insurance up until the next open enrollment time. Which means every three months we have to get a new short term policy.

Stay away from anything that uses;


Perennial care


Multiplan limited benefit plan

I don't know how these people can sleep at night and how companies like this are allowed to be in business.

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